Even complicated and confusing topics will be easily developed and covered if you request our help writing an essay. Place an order today!

Question description
get started on the assignment by watching the which credit card deal is best? video on the link below then answer the following questions.  note:  if the link below is incorrect, try the one entitled, should i buy or lease a car?<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />
http://media.pearsoncmg.com/ph/esm/chet_cleaves_cbsm9e_12/tools/realworldcase_before.htmsharese thinks that it is about time for her to get a credit card. she would like to buy a car in the not-too-distant future and knows that she needs to establish a credit history. she has received several offers in the mail and has downloaded offers from several card companies from card websites. as she reviews the various offers, she finds that the process of evaluating cards is more complicated than she expected.
what you know: credit card offer details as of 4/2004
citi® platinum select® mastercard®
·                   no annual fee
·                   8.99% apr on purchases
·                   19.99% cash advance apr
·                   cash advance fee: 3% or not less than $5 or more than $50
·                   27.99% default rate
·                   0% apr on balance transfers for 12 months
·                   $0 liability on unauthorized charges
·                   20-day grace period if your total new balance is paid in full each billing period
·                   $35 over credit limit fee
·                   late fees: $15 on balances up to $100; $25 between $100–$1,000; $35 over $1,000
·                   $12,000 minimum annual income required
·                   free online services
·                   personal information privacy
·                   photocard option available
·                   dedicated 24/7 customer service
blue cash® from american express®
·                   no annual fee
·                   0% introductory rate for 6 months
·                   after 6 months, 8.99% to 13.99% depending upon payment history and credit record
·                   18.99% cash advance apr
·                   cash advance fee: 4% or not less than $5 or more than $50
·                   23.99% penalty apr if you do not pay your minimum payment
·                   up to 5% cash back on purchases
total annual spend
cash back on everyday purchases
cash back on other purchases
up to $2000
bonus % if you carry a balance
·                   late fees: $15 on balances up to $100; $29 between $100–$1,000; $35 over $1,000
·                   $29 fee for bounced check payment
·                   $29 over the credit limit fee
·                   automatic bill pay available
·                   24/7 customer service
·                   online account access
·                   grace period if balance is paid in full each billing cycle
·                   emergency card protection
·                   purchase protection plan
·                   up to $20,000 personal credit limit
·                   undisclosed minimum annual income
collegiate visa® card
·                   $12 annual fee (waived the first year)
·                   14.75% apr
·                   14.75% cash advance apr
·                   18.75% apr penalty apr
·                   $20 late payment fee
·                   $20 over the credit limit fee
·                   $15 bounced payment check fee
·                   $1000 credit limit
·                   online account access
discover® card for students
·                   no annual fee
·                   17.99% apr
·                   19.99–24.99% default apr
·                   22.99% apr cash advance
·                   cash advance fee: 3% or not less than $5 or more than $50
·                   25 day grace period when balance is paid in full each month
·                   1% cash back, up to 2% cash back if credits are used to buy goods through the cash back bonus partner system
·                   late payment fee $15–$35
·                   over the limit fee $15–$35
·                   variable credit limit
·                   travel insurance
·                   free discover 2go® card upon request
what you are looking for:
1.          which credit card fits sharese’s needs?
2.          which fits sharese’s needs?
3.          which fits your needs?
solution plan:
1.          what questions should a consumer ask before accepting a credit card?
2.          utilize the table below to evaluate the various credit card offers. it is possible that not all information is available for all cards.
card name
interest rate on purchases
cash advance rate
annual fee
penalty apr
grace period
late payment fee
over credit limit fee
minimum annual income
cash back
citi platinum select
blue cash from american express
collegiate visa
discover card for students
3.          based upon the information, which credit card is the most appropriate for sharese? why?
4.          if you were choosing a credit card from this list, which credit card would you select? why?
5.          what are the advantages of a good credit history?
6.          what are the disadvantages of having access to credit?
7.          why is it important for most people to have a relationship with a bank?

testimonials icon
I believe that Christianity plays a role regarding social justice in our society and community. It stems from the development from the law...
testimonials icon
Read the case below on Dax Cowart whic...
testimonials icon
for complete work all answers must be correctTIME IS VERY IMPORTANT25 multiple choice questions calculus 1 HOURS if you have...
testimonials icon
Failure Modes Effects Analysis Project -Week 10Assignment: Textbook Problems: Failure Modes Effects Analysis Project H...
testimonials icon
The usage and significance of third-party logistics (3PL) services has grown dramatically during the past two decades or so. Explain why t...
testimonials icon
Download and read the case study from Hess’s Growing an Entrepreneurial Business (2011):...
testimonials icon
Calculating fair value of stocks1.) If a company’s last dividend was $ 1.00 per share and dividends are expe...
testimonials icon
The Cost of Natural ResourcesThe high cost of oil in the Global South continues to have a detrimental effect on its population. What...
testimonials icon
Running head: FARMINGTON ENDOSCOPY CENTERFarmington Endoscopy CenterNameProfessorCourseDate1FARMINGTON ENDOSCOPY CENTRE2Farmington Endoscopy CenterFE...
testimonials icon
In order to create your slideshow, review the two case studies and then answer the questions following each case study:Case Study 1: Isaac i...

Other samples, services and questions:

Calculate Price

When you use PaperHelp, you save one valuable — TIME

You can spend it for more important things than paper writing.

Approx. price
Order a paper. Study better. Sleep tight. Calculate Price!
Created with Sketch.
Calculate Price
Approx. price